Smart pre-fill
Business legal name, EIN, MCC, and ownership details auto-populate from public records and your CRM data. Less typing, fewer typos.
Applications
The application fills itself in.
A digital application that pulls business data, runs KYC and identity checks, collects documents, and submits to processors — without re-typing anything.
What's inside
Built for the way ISOs actually work.
Document collection
Voided checks via Plaid, IDs via Smarty + ID.me, KYC/OFAC via Sovos, e-signed agreements via Documenso — all collected in one flow.
Multi-processor submission
Submit a single application to Fiserv, NMI, TSYS, First Data, and more in parallel. No copy-pasting, no per-processor portals.
Real-time status
Every application has a stage (Draft → Submitted → In Underwriting → Approved → Boarded). Status updates flow back as processors respond.
Auto-saving
Reps can stop and resume mid-flow. Merchants can pick up where they left off. Pulse never loses a partially-completed application.
Signal-rich review
Risk score, document checklist, KYC results, and matched fields all visible to the underwriter on a single review screen.
How it works
A simple flow, end to end.
- Step 1
Business data
Legal name, DBA, EIN, MCC code — pulled from public records or filled by the rep in seconds.
- Step 2
Owner & banking
Owner identity verified via Smarty + ID.me. Bank account verified live via Plaid with statement attached automatically.
- Step 3
Documents
Voided check, driver license, articles of organization, and PCI agreement collected via Documenso e-sign in one flow.
- Step 4
Submit
Pulse pushes the completed application to your processors of choice. Status updates flow back as decisions land.
Why ISOs choose Pulse
Faster operations, fewer errors, better margins.
Boarded in 8 minutes
A clean application with auto-collected docs can move from started to boarded in under 10 minutes. Friction-free for the merchant, instant for you.
Zero re-keyed fields
Data flows from lead → application → underwriting → boarding without anyone retyping. Every field is canonical.
Higher conversion
Merchants abandon long forms. Pulse keeps the form short, smart, and saveable so more applications actually finish.
Audit-ready by default
Every signature, document, and field change is logged with a timestamp. Compliance exports are a click.
Closed release · now taking applications
Stop chasing residuals in spreadsheets.
Boarding in minutes. Residuals that reconcile themselves. A platform that actually understands the way your team operates.
Invite-only cohort · Hand-picked for the closed release
PCI DSS compliantSOC 2 Type II99.9% uptimeMulti-processor