Layered fraud signals
A deep stack of proprietary signals, independently scored and weighted, continuously tuned. The full list? Nice try — you wish we shared what we track.
Always on
Catch fraud before it costs.
Layered proprietary signals, real-time risk scoring, configurable alerts, and a portfolio-wide monitoring dashboard built for merchant services.
Risk feed · today
Public view · labels redacted10:34Classified alertAcme Coffee · ████ ████████Active
09:22Classified alert████████ · resolvedResolved
08:48Classified alert████ clearedResolved
06:14Classified alertAuto-resolvedResolved
YesterdayClassified alertPass · auto-clearedResolved
2,847 signals processed today
1.2s avg detection
24/7 coverage
Why automated fraud detection
Stop fraud before it enters your portfolio.
Fraud in merchant services is evolving fast — synthetic identities, application stacking, coordinated rings. Pulse gives agents and ISOs the tools to detect, investigate, and stop fraud before it impacts the book — paired with underwriting and compliance tracking for end-to-end risk management.
What's inside
Built for the fraud patterns ISOs actually see.
Velocity + pattern detection
Configurable thresholds catch coordinated fraud rings before they cause damage. Track frequency by IP, device, email, phone, and business identity.
Device fingerprinting
Browser and device fingerprints identify returning bad actors even when they change identity details. Cross-reference across the whole portfolio.
Real-time risk scoring
Every application gets a composite risk score that updates in real time as new signals arrive — visible to underwriting before the first review click.
Alerts + escalations
Configure alert thresholds and routing. Pulse can hold the application, page a reviewer, or open a ticket the moment a high-risk signal fires.
Risk monitoring dashboard
A unified view of every active alert and risk trend across your portfolio. Drill into a single merchant or zoom out for portfolio-wide analysis.
Signal coverage
A deep stack of independent checks. We're not telling you what they are.
Nice try — you really thought we'd publish the playbook? The signals (and the count) stay classified so they keep working.
Classification · Need-to-know
ActiveClassified signal
Classified signal
Classified signal
Classified signal
Classified signal
Classified signal
Classified signal
Classified signal
Classified signal
Classified signal
Classified signal
Classified signal
Classified signal
Classified signal
Classified signal
Classified signal
Classified signal
Classified signal
+ more (we don't kiss and tell)
Active signals
Retired
Last rotation ago
How it works
Five steps from signal to safe.
- Step 1
Application received
When a merchant application is submitted, Pulse begins screening it across the full signal stack automatically.
- Step 2
Signals analyzed
Each signal runs independently with its own model, scored against thresholds tuned to the patterns merchant-services teams actually see.
- Step 3
Risk score generated
Signals aggregate into a composite risk score using configurable weights and attach to the application in real time.
- Step 4
Alerts + actions
High-risk applications trigger holds, alerts, or escalations. Low-risk applications continue to auto-approval.
- Step 5
Continuous monitoring
Risk monitoring continues after boarding. Portfolio dashboards track alert volume and trends over time.
Proactive, not reactive.
Most fraud tools catch problems after the damage. Pulse screens every application before it reaches the underwriting queue — high-risk apps are flagged, held, or escalated automatically. Fewer chargebacks, fewer compliance issues, cleaner book.
Built for payments fraud.
Generic fraud tools don't know application stacking, business identity theft, or synthetic merchants. Pulse does — every signal type and escalation flow is built around the patterns merchant-services teams actually see.
Outcomes
Cleaner portfolio. Faster reviews. No surprises.
Reduce fraud losses
Catch fraudulent applications before approval — saving you from chargebacks, fines, and reputational damage.
Faster underwriting
Auto-scoring lets underwriters focus on borderline cases. Clean applications fly through.
Configurable thresholds
Tune sensitivity per processor or merchant category to match your risk appetite.
Audit-ready compliance
Every fraud check, signal, and decision is logged for regulators and dispute resolution.
Who it's for
Built for the teams who answer to chargebacks.
- Agents and ISOs processing high application volume who need automated fraud screening
- Underwriting teams that want to focus manual review on genuinely borderline cases
- Risk and compliance officers responsible for portfolio-wide fraud exposure
- Organizations onboarding merchants in high-risk categories or geographies
- Teams managing multiple processors who need a unified risk view
Closed release · now taking applications
Stop chasing residuals in spreadsheets.
Boarding in minutes. Residuals that reconcile themselves. A platform that actually understands the way your team operates.
Invite-only cohort · Hand-picked for the closed release
PCI DSS compliantSOC 2 Type II99.9% uptimeMulti-processor