Embedded payment acceptance
Add a native checkout flow, virtual terminal, or in-app billing UI to your software in days. Pulse handles auth, capture, void, refund, and receipt generation — your users never leave your product.
Payment processing
Your brand. Our rails.
Embed native payment acceptance inside your software. Pulse processes through Fiserv, NMI, TSYS, First Data, Stripe, and Maverick behind the scenes while your platform earns revenue share on every transaction.
Live transaction ledger · 3 processors
StreamingAuthorize.NetMatched
$184,220.50
Today's deposit
NMIMatched
$92,410.00
Today's deposit
MaverickVariance
$67,788.20
−$53.98
Today's deposit
Time
Gateway
Merchant
Amount
Status
14:02:18Authorize.Net$124.50
Acme Coffee Co.
MID 482910
settled
14:02:11NMI$1,842.00
Bayside Auto Repair
MID 671203
captured
14:01:55Maverick$312.75
Northwind Spa
MID 593411
auth
14:01:42Authorize.Net$87.20
Ridgeline Outfitters
MID 218074
settled
14:00:09NMI$412.00
Kestler Kitchens
MID 410552
chargeback
13:59:33Maverick$64.00
Northgate Cleaners
MID 722890
refunded
18,492 transactions today
0.21% portfolio dispute ratio
99.94% auth rate
Why embed with Pulse
Accept payments natively. Earn on every transaction.
Most software platforms send merchants off to a third-party processor portal — losing the experience and leaving money on the table. Pulse makes your product the payment layer, routing through Fiserv, NMI, TSYS, and more behind the scenes. Every transaction ties directly to revenue share tracking and merchant onboarding so your platform owns the full payments lifecycle.
What's inside
Everything your platform needs to process payments.
Multi-processor rails
Pulse routes transactions through Fiserv, NMI, TSYS, First Data, Stripe, and Maverick behind the scenes. Switch or add processors without touching your integration.
Revenue share on every swipe
Your platform earns a split of interchange and processing margin on every transaction your merchants run. Pulse tracks volume, calculates splits, and pays out on schedule.
Chargeback workflow
Disputes open cases the moment they fire. Deadlines by reason code and card network, evidence uploads, and dispute-ratio dashboards keep responses on time and processor relationships protected.
Deposit reconciliation
Expected vs. actual deposits per processor, matched to settled transactions automatically. Discrepancies surface before finance has to ask.
Branded merchant statements
Your logo, your product name — merchant statements with transactions, fees, chargebacks, and net deposits, scheduled or on demand.
Capabilities
The full payments toolkit, ready to embed.
Credit + debit card processing
ACH and bank transfer
Recurring + subscription billing
Multi-currency transactions
Real-time auth + capture
Void + refund management
Batch processing + settlement
PCI-compliant tokenization
Revenue share tracking
White-label merchant portal
Processor redundancy + failover
Embedded onboarding flow
How it works
From integration to revenue share in five steps.
- Step 1
Connect your platform
Integrate Pulse via API or SDK. Your existing product surfaces the payment UI — Pulse handles the processor connections behind the scenes.
- Step 2
Onboard merchants instantly
Merchants apply and board inside your software. Pulse runs KYB, underwrites the account, and provisions processing credentials in minutes.
- Step 3
Accept payments
Every auth, capture, void, and refund flows through Fiserv, NMI, TSYS, or your preferred processor. Real-time status, your brand.
- Step 4
Track deposits and settle
Settled transactions match to deposit records automatically. Per-processor expected-vs-actual surfaces every gap before finance has to ask.
- Step 5
Earn revenue share
Pulse calculates your platform split on every transaction and pays out on the agreed cycle. Full reporting, no spreadsheets.
Multi-processor, zero complexity.
Pulse routes transactions through Fiserv, NMI, TSYS, First Data, Stripe, and Maverick — all behind a single API. Switch processors or add redundancy without rewriting your integration or retraining your team.
Disputes handled before they escalate.
Chargebacks open cases the moment they fire. Deadlines calculated by reason code and card network. Evidence uploads, status tracking, and dispute-ratio dashboards keep responses on time and your merchants' processing accounts protected.
Outcomes
A new revenue line. A better product experience.
New revenue line, zero infrastructure
Your platform earns interchange and processing margin without building a payment stack. Pulse provides the rails, compliance, and settlement — you keep the margin.
Your brand, end to end
Merchants see your product name on every screen, statement, and notification. Pulse stays invisible — a white-label engine under the hood.
Processor redundancy built in
Fiserv, NMI, TSYS, First Data, Stripe, and Maverick are all available. Route by merchant type, fall over automatically, or offer multiple options — without touching your code.
Disputes handled before they escalate
Chargeback workflows track deadlines and evidence so nothing slips. Dispute-ratio dashboards surface risk before it threatens merchant accounts.
Who it's for
Built for software platforms that want to own payments.
- Vertical SaaS platforms that want to monetize payments without building a processor relationship
- ISVs embedding checkout or billing into their product who need white-label processing behind the scenes
- Software teams that want merchant onboarding, KYB, and underwriting handled automatically inside their flow
- Finance and ops teams reconciling deposits across Fiserv, NMI, TSYS, and First Data in one place
- Platforms with growing transaction volume that need processor redundancy and failover without code changes
Related
The full PayFac-as-a-Service stack.
Now onboarding software partners
Turn your software into a payments business.
We sell it, board it, underwrite it, and run it. You add a revenue line to your platform without adding headcount.
Built for vertical SaaS platforms ready to monetize payments.
PCI DSS compliantSOC 2 Type II99.9% uptimeMulti-processor