Automated reporting
Real-time visibility into volume, residual splits, and merchant accounts. Reports run themselves on the schedule you set.
The Cycle
Every dollar accounted for, automatically.
Pulse pulls processor data, applies your commission hierarchy across ISOs, directors, and agents, and queues payouts on schedule — no spreadsheets, no missed splits.
Cycle 10 · settling Nov 1
Volume
$48,231,402
Residuals
$48,231
ISO
65%$31,350
Director
8%$3,858
Agents
27%$13,023
142 ACH transfers queued · zero adjustments
Settles Nov 1
Why residuals matter
Every transaction is the start of a recurring stream.
Whether you're an ISO, independent agent, or ISV partner, Pulse makes residual management transparent, automated, and built for the way merchant services actually pays out — by percentage, flat rate, or lump sum, across every processor.
What's inside
Built for the way residuals actually work.
Risk + chargeback monitoring
Stay ahead of disputes, fraud, and regulatory changes — every event flows back to the merchant record so nothing slips.
Portfolio valuation
Understand what your book is worth at any moment. Helpful for M&A conversations, lending, or just knowing where you stand.
Flexible payout models
Percentage, flat-rate, or lump-sum splits — set them per agent, per processor, or per merchant tier and Pulse runs them.
Hierarchy splits
ISO → Director → Agent splits as deep as you need. Multi-level, override-aware, and auditable.
ACH-ready payouts
Run end-of-month, queue payouts, send them. Pulse keeps the audit trail and the bank file in sync.
Who it's for
Built for agents, ISOs, and the partners around them.
- Independent agents tracking residuals across multiple processors
- ISOs running multi-tier hierarchies with sub-ISOs and downline reps
- Merchant-services teams scaling their book and needing accurate revenue tracking
- ISVs and software providers integrating payment processing into their stack
- Owners planning for a portfolio sale, lump-sum buyout, or M&A event
Outcomes
What changes once Pulse runs your residuals.
Cleaner cash flow, predictable monthly payouts
Customer service that actually has the financial context
Stronger portfolio valuation for buyouts and M&A
Lower churn, higher loyalty across the agent base
Regulator-ready reporting on demand
Auditable splits and overrides with full history
Residuals aren't just a monthly payout — they're how a merchant-services book becomes a long-term asset. Pulse makes sure every transaction lands somewhere you can see.
Closed release · now taking applications
Stop chasing residuals in spreadsheets.
Boarding in minutes. Residuals that reconcile themselves. A platform that actually understands the way your team operates.
Invite-only cohort · Hand-picked for the closed release
PCI DSS compliantSOC 2 Type II99.9% uptimeMulti-processor