Day one
Digital applications, automated KYC and document collection, and parallel boarding to every processor — all in one workflow your sales team actually wants to use.
Boarding · Acme Coffee Co.
Live · stage 5 of 7Application captured
PulseAcme Coffee Co. · MCC 5812 · J. Smith owner
Address + identity verified
Smarty + ID.meUSPS-grade match · ID.me selfie pass
Bank account linked
PlaidAcct ••8421 · Plaid auth confirmed
KYC + OFAC screened
SovosBeneficial owner cleared · sanctions clean
PCI SAQ + ACH e-signed
DocumensoOwner signature · auto-archived to vault
Submitted to processors
Fiserv + NMIFiserv + NMI · parallel boarding
MID assigned · live
PulseMID 482910 · ready to process
Simplify the process
Onboarding is dense — regulatory requirements, risk evaluation, document collection, processor submissions. Pulse handles every step for agents and ISOs alike, paired with the merchant-services CRM that ties it all together.
What it does
Pulls business data, runs identity and KYC checks, collects documents, and submits to every processor in parallel — no spreadsheets, no rekeying.
Risk scoring, sanctions checks, and document verification run inline so every merchant clears compliance before they go live.
One application, every processor. Pulse keeps the connections current so you don’t maintain a portal-per-vendor.
Real-time analytics, dashboards, and workflows keep ops moving. Track every application stage, surface chargebacks, and manage residuals without leaving Pulse.
How it works
Smart-fill applicant data from a single form. EIN lookup, address standardization, and merchant category pre-population.
Identity, bank, and sanctions checks run inline via Plaid, Smarty, and Sovos. Every signal lands on the application record.
Merchant agreements e-signed via Documenso. PCI SAQ, ACH authorizations, and bank docs collected automatically.
One application boards in parallel to Fiserv, NMI, TSYS, and the rest. Decisions stream back as they land.
MID assigned, equipment pre-boarded, residual splits configured. Merchant is live — typically inside 8 minutes.
Pulse verifies personal data, identity documents, and business records against jurisdictional regulations. Detect fraud, prevent financial crime, and reduce chargeback exposure without slowing approval.
Document validation, risk scoring, and decision logic run on every application. As the portfolio grows, the automation surface grows with it — so ops headcount doesn't have to.
Outcomes
Clean applications move from started to live in under 10 minutes — friction-free for the merchant, instant for ops.
Every regulator-relevant control is wired into the flow, not bolted on later.
Velocity, device, and chargeback signals score every applicant before approval.
Direct integrations to the processors and gateways your team already runs on.
Every interaction lives on the merchant record so support and sales see one history.
A handful of agents to thousand-merchant portfolios — without bottlenecks.
Who it's for
Closed release · now taking applications
Boarding in minutes. Residuals that reconcile themselves. A platform that actually understands the way your team operates.
Invite-only cohort · Hand-picked for the closed release