Day one
Pulse handles every step — pulling business data, running KYC and identity checks, collecting documents, and submitting to every major processor in parallel. Your platform adds payments; your customers barely lift a finger.
Boarding · Acme Coffee Co.
Live · stage 1 of 7Application captured
PulseAcme Coffee Co. · MCC 5812 · J. Smith owner
Address + identity verified
Smarty + ID.meUSPS-grade match · ID.me selfie pass
Bank account linked
PlaidAcct ••8421 · Plaid auth confirmed
KYC + OFAC screened
SovosBeneficial owner cleared · sanctions clean
PCI SAQ + ACH e-signed
DocumensoOwner signature · auto-archived to vault
Submitted to processors
Fiserv + NMIFiserv + NMI · parallel boarding
MID assigned · live
PulseMID 482910 · ready to process
Simplify the process
Boarding is dense — regulatory requirements, risk evaluation, document collection, processor submissions. Pulse operates the entire pipeline on behalf of your platform, paired with automated underwriting that keeps decisions moving.
What it does
Pulse pulls business data, runs identity and KYC checks, collects documents, and submits to every processor in parallel — your platform adds payments without building any of this infrastructure.
Risk scoring, sanctions checks, and document verification run inline so every merchant your platform activates clears compliance before they go live.
One application, every processor. Pulse maintains the connections so your platform never has to manage a portal-per-vendor or keep up with processor API changes.
Dashboards and reporting keep your platform ops in the picture. Track every application stage, surface exceptions, and monitor your activated merchant base without building a reporting layer.
The evidence file
Behind those eight minutes, Pulse assembles a complete verification record for Acme Coffee Co. — identity, bank, and KYC clearance — archived to the merchant vault and ready for any audit.
John Smith
Owner · Acme Coffee Co.
•••• •••• 8421
Screened via Sovos · auto-archived to vault
How it works
Your customer fills a single embedded form. Pulse auto-populates EIN data, standardizes the address, and pre-fills the merchant category — no manual entry required.
Identity, bank, and sanctions checks run inline via Plaid, Smarty, and Sovos. Every signal is recorded on the application — your team never touches it.
Merchant agreements e-signed via Documenso. PCI SAQ, ACH authorizations, and bank docs are collected automatically on behalf of your platform.
Pulse boards the application in parallel to Fiserv, NMI, TSYS, and the rest. Processor decisions stream back as they land — no manual follow-up.
MID assigned, equipment pre-boarded, revenue-share splits configured. Your customer is live and processing — typically inside 8 minutes.
Pulse verifies personal data, identity documents, and business records against jurisdictional regulations on your behalf. Fraud is detected, financial crime is prevented, and chargeback exposure is reduced — without slowing a single approval.
Document validation, risk scoring, and decision logic run on every application. As your activated customer base grows, the automation scales with it — your ops headcount doesn't have to.
Outcomes
Clean applications move from your customer's first click to an active MID in under 10 minutes — no delays, no manual queues.
Every regulator-relevant control is wired into the flow so your platform inherits a compliant boarding process out of the box.
Velocity, device, and chargeback signals score every applicant before approval — protecting your platform and your customers.
Direct integrations to Fiserv, NMI, TSYS, First Data, Stripe, and Maverick — Pulse keeps the connections current so you don't have to.
Every boarding event, document, and decision lives on the merchant record so your support team always has the full picture.
From your first activated customer to a portfolio of thousands — boarding throughput scales without adding ops headcount.
Who it's for
Now onboarding software partners
We sell it, board it, underwrite it, and run it. You add a revenue line to your platform without adding headcount.
Built for vertical SaaS platforms ready to monetize payments.