PayFac-as-a-Service

Everything your platform needs to accept payments.

Pulse runs onboarding, underwriting, compliance, processing, and revenue share so your software can embed payments without building the infrastructure.

Embed & accept · We run operations · Grow & earn

  • Sales
  • Underwriting
  • Compliance
  • Risk monitoring
  • Payouts & revenue share
  • Processor connections

0

Acquiring processors

Direct

API, no middleware

0 min

Avg boarding time

24/7

Risk coverage

Adding payments, end to end

One merchant, all the way to revenue share.

01

Embed

Drop payments into your platform with one API.

Acme Coffee Co.

MID 482910 · MCC 5812

Added

Your code

import { PulseCheckout } from '@pulse/sdk'

<PulseCheckout

merchant="acme-coffee"

amount={4250}

/>

Rendered in your UI

Acme Coffee Co.

$42.50

Pay
02

We sell

Our team activates your existing customers.

Acme Coffee Co.

MID 482910 · MCC 5812

Contacted
SK

Sarah Kestler

Pulse rep · West region

$42K

/mo potential

Activity

  1. Territory routed to Sarah K.

    by MCC + region

  2. Intro email sent

    opened · 2 replies

  3. Discovery call

    18 min · qualified

  4. Demo booked

    Thu · 2:00pm

03

Underwrite

We decision the application and hold the risk.

Acme Coffee Co.

MID 482910 · MCC 5812

Approved
87risk score
  • KYC & identity verified
  • OFAC screen clear · Sovos
  • Bank linked · Plaid
  • Boarded Fiserv + NMI · 8 min

Risk factors

Volume fit92
Identity match100
Chargeback history96
04

Process

Live payments across every processor.

Acme Coffee Co.

MID 482910 · MCC 5812

Live

$18.4K

Volume today

99.94%

Auth rate

$84.21

Avg ticket

Live transactions

10:34:18$124.50NMICaptured
10:33:51$86.20NMISettled
10:32:09$212.00FiservSettled
10:31:44$48.75NMISettled
05

Earn

Revenue share, calculated and paid monthly.

Acme Coffee Co.

MID 482910 · MCC 5812

Earning

Revenue share · this cycle

$0 /moyour 35% share

As your base comes online

Live today · 1,240 merchants
At full adoption · 1,800

Paid by direct deposit · next payout Nov 1

06

Monitor

Continuous risk monitoring, 24/7.

Acme Coffee Co.

MID 482910 · MCC 5812

Protected

Signal feed · 24h

02:14Velocity thresholdAuto-rebalanced
09:22Chargeback signalDisputed · resolved
13:05Device fingerprintMatch cleared
2,847 signals today0.42% CB ratio0 alerts

Now onboarding software partners

Turn your software into a payments business.

We sell it, board it, underwrite it, and run it. You add a revenue line to your platform without adding headcount.

Built for vertical SaaS platforms ready to monetize payments.

PCI DSS compliantSOC 2 Type II99.9% uptimeMulti-processor